Recently, I awoke to a message from my bank, declaring my account to not only be empty but over-drawn. I was pretty sure that when I went to bed there was money in that account. But apparently, I went shopping in my sleep…a little at Best Buy, some at Wal-Mart and I was even kind enough to donate to a charity in Minnesota. In truth, while I slept securely, someone hacked my account and had a heyday. It was Sunday morning and not much could be done except to let the bank know